A Division of American Pacific Mortgage Corporation. NMLS 1850

To be eligible for a Reverse Mortgage:

  • You need to be at least 62 years old.
  • Home must be principal residence (Reverse Mortgages are not for investment properties or vacation homes).
  • There are no health requirements; your health status is not a factor.
  • You need equity in your home.
  • You do not have to provide an income or credit history.
  • Your home must be your primary residence.
  • Your medical issues are not a consideration.

Reverse Mortgages require no repayment for as long as you, or any co-owner(s) of yours, live in the home!

They differ from other home loans in these important ways:

  • You do not need income to qualify.
  • You do not have to make monthly payments.
  • There are no credit qualifications.
  • You will receive monthly payments (as a lump sum, monthly payment, or line of credit).

Ready to start the process?

If you’re considering a Reverse Mortgage, feel free to contact us today to help you properly analyze the implications of choosing this type of loan.

Start the process?

See if you qualify now!